Get Connected With Our
​Team

Start by Introducing Yourself

What can you expect?

Discover

You’ll schedule an introductory call with our team to see what working with Crosspoint looks like.

The Crosspoint Way

We use a structured, collaborative process to build a plan that unlocks true financial freedom.

Continuous Service

 Our partnership doesn’t end with a plan. We continually evaluate your needs to maximize and protect what matters most to you.

Frequently
Asked
​Questions

What Happens When I start with CrosspoinT?t

Phase 1: The Kickoff
Your journey begins with a deep-dive kickoff meeting focused entirely on your goals, values, and current financial picture.
Phase 2: The Blueprint
Next, we collaborate through a series of focused sessions—mapping out income, investments, tax optimization, and estate planning—to build a personalized roadmap designed to help you live intentionally, not just get by.
Phase 3: The Ongoing Partnership
​True financial planning doesn't end with a document. We provide continuous support and regular check-ins to ensure your strategy dynamically adapts as your life evolves.

Where Will My money be held?

Your assets are held securely in your name at Charles Schwab, a leading independent custodian. ​Crosspoint serves as your investment manager with limited authority, meaning we can execute trades and manage the portfolio on your behalf, but we never have direct access to your funds. We operate as an independent, commission-free firm, which means our recommendations are strictly guided by our fiduciary duty to you.

How does the transfer process work?

• Seamless Transition: Your accounts move securely via the industry-standard ACAT network, allowing your existing investments to transfer exactly as they are.
• No Tax Surprises: Assets move “in-kind,” meaning absolutely nothing is sold or altered during the transfer process.
• You're in the Driver’s Seat: Your portfolio remains untouched until we sit down together and craft a personalized, tax-efficient plan that you fully approve.

How Am I paying for this service?

Simple, All-Inclusive PricingWe charge a transparent, tiered fee based on the assets we actively manage for you. As your wealth grows, your fee percentage decreases. Our fee is completely all-inclusive—meaning you get full access to our comprehensive retirement, tax, and estate planning services with absolutely zero hidden charges, extra bills, or sales commissions.
No Long-Term Commitments > We bill monthly for maximum flexibility. If we are not delivering value that far exceeds our cost, you are free to walk away at any time.

WHat Value Am I receiving?

Our fee isn't just the cost of managing a portfolio—it’s an investment in your entire financial life, freeing you from the exhausting second job of acting as your own advisor.
We focus on delivering two distinct types of returns:

• Quantifiable Value: Advanced tax optimization, smart withdrawal strategies, and coordinated estate planning.
• Priceless Value: The clarity and absolute peace of mind needed to make confident, intentional choices about your retirement, lifestyle, and legacy.

Ultimately, you aren’t just paying for market returns; you are buying back your time and securing your freedom.

Do you prepare taxes for people?

​At Crosspoint, we focus on proactive tax planning, not annual tax preparation. Tax preparation looks backward at what you’ve already spent; tax planning looks forward to keeping more of what you earn.
We analyze your entire financial picture to capture forward-looking opportunities, including:

• Roth Conversions & Tax-Bracket Management
• Strategic Asset Location & Gain/Loss Harvesting
• Charitable Giving & Philanthropic Strategies
• Income Optimization to manage healthcare costs, premiums, and subsidies.

Seamless CPA Collaboration > While we do not file your annual return, we act as your financial quarterback—collaborating directly with your CPA to ensure every strategy is executed smoothly and efficiently.

How much money do I need to become a client?

At Crosspoint Planning, we serve a diverse range of clients, most of whom have built investable portfolios of $1 million or more (excluding real estate, 529 plans, and current 401(k)s if under age 59.5) and are ready to delegate the day-to-day management of their wealth. To deliver a fully integrated strategy across your entire financial life, we ask to manage all assets available for direct oversight.

Why Trust You With Our Life's Savings?

We understand that your money represents a lifetime of hard work, discipline, and sacrifice. That is why we have structured Crosspoint Planning to provide the highest levels of safety and transparency possible. First, your money is held securely at Charles Schwab, an independent third-party custodian. Your accounts stay entirely in your name, meaning your assets are fully protected by institutional-grade security.
Second, we operate under a pure fiduciary standard. Because we are independent and commission-free, we are legally and ethically obligated to make recommendations that are solely in your best interest. We don't answer to any corporations or parent companies—we answer only to you. We couple this structural safety with an ongoing commitment to your life goals, giving you the clarity and peace of mind to actually enjoy what you've built.